1)

Copies of your Workers Compensation premium audit invoice for at least the last three to five years. The more years that we can review, the greater the likelihood of finding a mistake and the larger the potential refund.

2)

Copies of your experience modification calculation for the three to five years.

3)

Copies of your policy declaration pages and rating pages. These are the pages without the boilerplate. They show dates of coverage, premiums, classifications, rates, experience modifications, and other data that is unique to your business. You do not need to send the boiler plate language (preprinted) that goes with every policy.

4)

If audit worksheets are available, please include them. The worksheets are a road map of much of the underlying logic and assumptions that determine your final premium.

5)

Any other information that you think might be helpful. This might include correspondence between your agent and underwriter, notices from the rating bureau or NCCI, replies to past inquiries, or just about anything else that will help us to better understand why your premiums are what they are today.