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Insurance Agents: Separate yourselves from the crowd

In today’s world of direct writers, internet quotes and discount insurance companies, it is easy to get lost in the hustle and bustle of being an insurance agent. We insurance agents, while not quite threatened by extinction, are becoming nothing more than glorified order takers.

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How to protect your life insurance policy while going through a divorce Expert advice on protecting your assets in difficult times

Life insurance, more than most things you buy, relates to the circumstances of your life. You buy life insurance to protect your family from financial loss stemming from your death. You tie the amount of your life insurance to the money your family will need to provide an income, pay off debts, put children through college and cover financial commitments.

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HometownQuotes.Com Introduces New Affiliate Program

Insurance Web Site Offering partner sites higher payouts and conversion rates than competitors

PINEBLUFF, N.C. – HometownQuotes.Com, an online insurance web site based out of North Carolina, has begun offering its partner sites the opportunity to earn commissions from the sales they deliver.

According to newly named Affiliate Director, Matt McWilliams, HometownQuotes.Com offers higher payouts and conversion rates than their competitors. “I have served as an affiliate myself for countless insurance sites and other sites,” McWilliams said. “I would not serve in this capacity if I did not believe in what we offer our affiliates.”

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Tips for Buying a New Home

My wife and I recently purchased a new home in Tennessee. Here are some helpful hints we picked up along the way:

1. Use all of the online resources available. Almost every state and local government has a website where you can research real estate information. The data on home sales, taxes, and neighborhoods is invaluable when you are shopping for a home. We were able to find out the most recent sale prices in the neighborhood we selected, and we didn't have to rely on a real estate agent to get the data for us. Doing the research yourself will make you more knowledgeable about the market, which is key to making a good purchase.

Tips for Buying a New Home con't

How Does Credit History Affect Car Insurance Rates?

Many personal car insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new car insurance, keep in mind that many insurers are looking at your credit history to determine your car insurance rates. I hope that we will be able to let you know why and how they do this.

The reason that some insurance companies use credit information is because they feel there is a direct correlation between consumer's credit history behaviors and expected claims that may occur. Therefore, they feel that people with better credit behavior are less likely to severe insurance losses.

How does credit history affect car insurance rates con't

HometownQuotes.Com Expands Insurance Services West

Online Insurance Company Adds Colorado, Texas, and Missouri as Newest Markets

PINEBLUFF, N.C. – HometownQuotes.Com, an online insurance quotes service, has begun servicing select markets west of the Mississippi including all of Colorado, Austin and Dallas, Texas, and Kansas City and St. Louis, Missouri. Previous markets include Nashville, Philadelphia, Louisville, and Knoxville, Tennessee.

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